Q1 2026 Institutional Market Research · Stephen R. Mannenbach, J.D., MBA

51-State DSCR, Cap-Rate & Escrow Market Intelligence Reports

Inspect state-by-state 1–4 unit median prices, Form 1007 market rents, 5+ unit multifamily rent per door, effective property tax rates, and DP-3 hazard insurance costs across all 50 states + Washington, D.C.

Alabama (AL) Report

0.41% Tax
Median 1–4u: $245,000 · 1007 Rent: $1,950/mo
Non-Judicial (Power of Sale) (45–65 days days) · $620/$100K Ins →

Alaska (AK) Report

1.19% Tax
Median 1–4u: $365,000 · 1007 Rent: $2,650/mo
Non-Judicial (Deed of Trust) (90–110 days days) · $490/$100K Ins →

Arizona (AZ) Report

0.56% Tax
Median 1–4u: $445,000 · 1007 Rent: $3,150/mo
Non-Judicial (Deed of Trust — 91-Day Trustee Sale) (95–115 days days) · $440/$100K Ins →

Arkansas (AR) Report

0.62% Tax
Median 1–4u: $235,000 · 1007 Rent: $1,850/mo
Non-Judicial (Statutory Foreclosure) (60–85 days days) · $680/$100K Ins →

California (CA) Report

0.75% Tax
Median 1–4u: $745,000 · 1007 Rent: $4,950/mo
Non-Judicial (Deed of Trust — Civil Code §2924) (120–135 days days) · $510/$100K Ins →

Colorado (CO) Report

0.51% Tax
Median 1–4u: $535,000 · 1007 Rent: $3,650/mo
Non-Judicial (Public Trustee System) (110–125 days days) · $580/$100K Ins →

Connecticut (CT) Report

1.96% Tax
Median 1–4u: $395,000 · 1007 Rent: $3,100/mo
Judicial (Strict Foreclosure or Foreclosure by Sale) (180–270 days days) · $520/$100K Ins →

Delaware (DE) Report

0.57% Tax
Median 1–4u: $365,000 · 1007 Rent: $2,650/mo
Judicial (Scire Facias Sur Mortgage) (170–230 days days) · $460/$100K Ins →

District of Columbia (DC) Report

0.85% Tax
Median 1–4u: $625,000 · 1007 Rent: $4,350/mo
Non-Judicial / Mediation Hybrid (Deed of Trust) (120–180 days days) · $480/$100K Ins →

Florida (FL) Report

0.86% Tax
Median 1–4u: $435,000 · 1007 Rent: $3,350/mo
Judicial (Circuit Court Foreclosure Action) (180–260 days days) · $940/$100K Ins →

Georgia (GA) Report

0.87% Tax
Median 1–4u: $355,000 · 1007 Rent: $2,650/mo
Non-Judicial (First Tuesday Power of Sale) (35–50 days days) · $590/$100K Ins →

Hawaii (HI) Report

0.31% Tax
Median 1–4u: $795,000 · 1007 Rent: $5,150/mo
Judicial (Primary) / Non-Judicial Statutory (190–280 days days) · $520/$100K Ins →

Idaho (ID) Report

0.63% Tax
Median 1–4u: $445,000 · 1007 Rent: $2,950/mo
Non-Judicial (Deed of Trust) (120–145 days days) · $430/$100K Ins →

Illinois (IL) Report

2.08% Tax
Median 1–4u: $315,000 · 1007 Rent: $2,650/mo
Judicial (Illinois Mortgage Foreclosure Law) (210–300 days days) · $560/$100K Ins →

Indiana (IN) Report

0.81% Tax
Median 1–4u: $255,000 · 1007 Rent: $2,050/mo
Judicial (3-Month Statutory Waiting Period) (150–210 days days) · $510/$100K Ins →

Iowa (IA) Report

1.52% Tax
Median 1–4u: $235,000 · 1007 Rent: $1,920/mo
Judicial (or Non-Judicial Voluntary Commercial) (160–220 days days) · $590/$100K Ins →

Kansas (KS) Report

1.34% Tax
Median 1–4u: $265,000 · 1007 Rent: $2,100/mo
Judicial (District Court Action) (130–180 days days) · $740/$100K Ins →

Kentucky (KY) Report

0.83% Tax
Median 1–4u: $265,000 · 1007 Rent: $2,050/mo
Judicial (Master Commissioner Sale) (150–210 days days) · $580/$100K Ins →

Louisiana (LA) Report

0.56% Tax
Median 1–4u: $255,000 · 1007 Rent: $2,100/mo
Judicial (Executory Process — Confessed Judgment) (90–150 days days) · $890/$100K Ins →

Maine (ME) Report

1.24% Tax
Median 1–4u: $385,000 · 1007 Rent: $2,750/mo
Judicial (or Commercial Corporate Power of Sale) (180–260 days days) · $470/$100K Ins →

Maryland (MD) Report

1.05% Tax
Median 1–4u: $415,000 · 1007 Rent: $3,050/mo
Quasi-Judicial (Order to Docket / Power of Sale) (120–170 days days) · $490/$100K Ins →

Massachusetts (MA) Report

1.17% Tax
Median 1–4u: $595,000 · 1007 Rent: $4,150/mo
Non-Judicial (Statutory Power of Sale + Land Court) (90–140 days days) · $540/$100K Ins →

Michigan (MI) Report

1.38% Tax
Median 1–4u: $265,000 · 1007 Rent: $2,150/mo
Non-Judicial (Foreclosure by Advertisement) (60–90 days (+ redemption) days) · $520/$100K Ins →

Minnesota (MN) Report

1.11% Tax
Median 1–4u: $345,000 · 1007 Rent: $2,550/mo
Non-Judicial (Foreclosure by Advertisement) (60–90 days (+ 6-mo redemption) days) · $590/$100K Ins →

Mississippi (MS) Report

0.78% Tax
Median 1–4u: $225,000 · 1007 Rent: $1,820/mo
Non-Judicial (Deed of Trust Power of Sale) (45–70 days days) · $760/$100K Ins →

Missouri (MO) Report

0.96% Tax
Median 1–4u: $265,000 · 1007 Rent: $2,080/mo
Non-Judicial (Deed of Trust Trustee Sale) (45–60 days days) · $640/$100K Ins →

Montana (MT) Report

0.79% Tax
Median 1–4u: $465,000 · 1007 Rent: $3,050/mo
Non-Judicial (Small Tract Financing Act) (120–150 days days) · $510/$100K Ins →

Nebraska (NE) Report

1.63% Tax
Median 1–4u: $275,000 · 1007 Rent: $2,180/mo
Non-Judicial (Nebraska Trust Deeds Act) (90–120 days days) · $710/$100K Ins →

Nevada (NV) Report

0.55% Tax
Median 1–4u: $455,000 · 1007 Rent: $3,150/mo
Non-Judicial (NRS Chapter 107 Deed of Trust) (115–135 days days) · $420/$100K Ins →

New Hampshire (NH) Report

1.93% Tax
Median 1–4u: $455,000 · 1007 Rent: $3,250/mo
Non-Judicial (Statutory Power of Sale) (60–85 days days) · $460/$100K Ins →

New Jersey (NJ) Report

2.23% Tax
Median 1–4u: $495,000 · 1007 Rent: $3,750/mo
Judicial (Superior Court Chancery Division) (210–300 days days) · $530/$100K Ins →

New Mexico (NM) Report

0.76% Tax
Median 1–4u: $325,000 · 1007 Rent: $2,350/mo
Judicial (or Commercial Deed of Trust Act) (160–220 days days) · $520/$100K Ins →

New York (NY) Report

1.64% Tax
Median 1–4u: $545,000 · 1007 Rent: $3,950/mo
Judicial (RPAPL Article 13) (240–360 days days) · $580/$100K Ins →

North Carolina (NC) Report

0.78% Tax
Median 1–4u: $365,000 · 1007 Rent: $2,680/mo
Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) (90–120 days days) · $560/$100K Ins →

North Dakota (ND) Report

0.98% Tax
Median 1–4u: $265,000 · 1007 Rent: $1,980/mo
Judicial (District Court Action) (130–180 days days) · $590/$100K Ins →

Ohio (OH) Report

1.48% Tax
Median 1–4u: $255,000 · 1007 Rent: $2,080/mo
Judicial (County Court of Common Pleas) (160–220 days days) · $490/$100K Ins →

Oklahoma (OK) Report

0.88% Tax
Median 1–4u: $245,000 · 1007 Rent: $1,980/mo
Judicial or Non-Judicial Power of Sale (120–180 days days) · $840/$100K Ins →

Oregon (OR) Report

0.91% Tax
Median 1–4u: $495,000 · 1007 Rent: $3,350/mo
Non-Judicial (Oregon Trust Deed Act) (130–160 days days) · $440/$100K Ins →

Pennsylvania (PA) Report

1.49% Tax
Median 1–4u: $315,000 · 1007 Rent: $2,480/mo
Judicial (Action in Mortgage Foreclosure) (180–250 days days) · $490/$100K Ins →

Rhode Island (RI) Report

1.4% Tax
Median 1–4u: $445,000 · 1007 Rent: $3,250/mo
Non-Judicial (Statutory Power of Sale) (65–95 days days) · $540/$100K Ins →

South Carolina (SC) Report

0.56% Tax
Median 1–4u: $355,000 · 1007 Rent: $2,620/mo
Judicial (Master-in-Equity Referral) (150–200 days days) · $640/$100K Ins →

South Dakota (SD) Report

1.17% Tax
Median 1–4u: $295,000 · 1007 Rent: $2,180/mo
Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) (90–140 days days) · $610/$100K Ins →

Tennessee (TN) Report

0.64% Tax
Median 1–4u: $365,000 · 1007 Rent: $2,680/mo
Non-Judicial (Deed of Trust — 21-Day Publication) (40–55 days days) · $580/$100K Ins →

Texas (TX) Report

1.68% Tax
Median 1–4u: $365,000 · 1007 Rent: $2,880/mo
Non-Judicial (First Tuesday Deed of Trust — TX Prop. Code §51.002) (35–55 days days) · $780/$100K Ins →

Utah (UT) Report

0.57% Tax
Median 1–4u: $515,000 · 1007 Rent: $3,450/mo
Non-Judicial (Deed of Trust — 3-Month Notice of Default) (120–140 days days) · $430/$100K Ins →

Vermont (VT) Report

1.83% Tax
Median 1–4u: $385,000 · 1007 Rent: $2,850/mo
Judicial (Strict Foreclosure or Judicial Sale) (200–270 days days) · $470/$100K Ins →

Virginia (VA) Report

0.8% Tax
Median 1–4u: $415,000 · 1007 Rent: $2,980/mo
Non-Judicial (Deed of Trust Trustee Sale) (45–65 days days) · $490/$100K Ins →

Washington (WA) Report

0.88% Tax
Median 1–4u: $565,000 · 1007 Rent: $3,750/mo
Non-Judicial (Washington Deed of Trust Act — RCW 61.24) (125–150 days days) · $450/$100K Ins →

West Virginia (WV) Report

0.57% Tax
Median 1–4u: $225,000 · 1007 Rent: $1,780/mo
Non-Judicial (Deed of Trust Trustee Sale) (55–85 days days) · $510/$100K Ins →

Wisconsin (WI) Report

1.61% Tax
Median 1–4u: $295,000 · 1007 Rent: $2,280/mo
Judicial (6-Month Commercial / Non-Owner Redemption) (180–240 days days) · $490/$100K Ins →

Wyoming (WY) Report

0.58% Tax
Median 1–4u: $345,000 · 1007 Rent: $2,450/mo
Non-Judicial (Foreclosure by Advertisement & Sale) (60–90 days (+ 3-mo redemption) days) · $520/$100K Ins →

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