Estimated Wholesale Loan (75% LTV)
$937,500
Non-owner-occupied business-purpose only
Loan Daddy LLC - business-purpose investment-property loan brokerage
Stephen Mannenbach
Sole owner and Managing Member of Loan Daddy LLC. I help real estate investors package and place DSCR, hard money, private money, bridge, and commercial loan scenarios with third-party wholesale lending partners.
J.D. / MBA
Arizona real estate salesperson, AZ RE License #SA713873000
Loan Daddy LLC Company NMLS #2827624
Arizona Commercial Mortgage Broker License #CMB-2016143
Loans made or arranged pursuant to a California Financing Law license, #60DBO-218873
Executive Private-Client Deal Desk · NMLS #2827624 · J.D. / M.B.A.
Interactive Wholesale Deal & Portfolio Structuring Workbench
Model single-asset DSCR rentals, 5–50+ door cross-collateralized blanket portfolios, or value-add bridge acquisitions before routing your file directly to Stephen Mannenbach across 2,404 wholesale lending partners.
Estimated Monthly PITIA
$7,357/mo
P&I: $6,159 + Est. Tax/Ins: $1,198
Projected DSCR Coverage Ratio
1.33x DSCR
✓ Prime 1.20x+ Wholesale Tier (Max Leverage)
About
Direct ownership. No fake team. No borrowed credentials.
Stephen Robert Mannenbach is the sole owner and Managing Member of Loan Daddy LLC, an Arizona limited liability company formed on March 6, 2024. Loan Daddy LLC is the entity behind LoanDaddy.ai and the related business-purpose investor loan websites listed on this page.
Steve holds a J.D. and MBA and is also a licensed real estate salesperson in Arizona. Loan Daddy LLC acts as a broker, not a lender. It does not make, fund, underwrite, approve, deny, service, retain, or sell loans.
Loan Daddy LLC
Business-purpose financing for real estate investors.
Loan Daddy LLC works on non-owner-occupied investment property and commercial real estate scenarios. The site does not offer owner-occupied consumer mortgage loans through Loan Daddy LLC.
DSCR rental property loans
Hard money and bridge loans
Private money scenarios
Commercial real estate investor financing
Portfolio and cash-out refinance requests
Licensing posture
Clear broker disclosures before any application path.
Company identity
Loan Daddy LLC, Company NMLS #2827624, main office in Scottsdale, Arizona.
Broker, not lender
Loan Daddy LLC arranges loans through third-party wholesale lenders. Final terms and approvals are made by the lender.
Business purpose only
Loan Daddy LLC focuses on investment and commercial property financing, not owner-occupied consumer mortgage loans.
Contact
Use the Loan Daddy intake path when you are ready to discuss a file.
Email steve@loandaddy.ai or call (480) 485-1229.