Q1 2026 State Underwriting Telemetry · Alabama (AL)

Alabama (AL) DSCR, Cap-Rate & Rental Market Report (2026)

In Q1 2026, Alabama (AL) 1–4 unit investment properties trade at a median acquisition price of $245,000 with Form 1007 market rent of $1,950/mo (9.55% gross rental yield) and 5+ unit multifamily rent of $1,180/door. Lenders underwrite Alabama escrows at a 0.41% average property tax rate and $620/$100K landlord hazard insurance under a Non-Judicial (Power of Sale) statutory regime (45–65 days days).

Alabama County-Level Tax & Insurance Breakdown

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Alabama (AL) DSCR, Cap-Rate & Rental Market Report (2026) | Stephen R. Mannenbach | Stephen Mannenbach