Tennessee Rehab & BRRRR Loans provide business-purpose real estate investors with Up to 85%–90% LTC + 100% Rehab Escrowed across loan amounts from $100,000 – $15,000,000+ at 9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout) (12-Mo Rehab Bridge + Seamless 30-Yr DSCR Refi, 620+ FICO min FICO, 7 – 12 Business Days close). In Tennessee (TN), lenders underwrite to a Non-Judicial (Deed of Trust — 21-Day Publication) statutory framework (40–55 days-day average timeline), a 0.64% average property tax rate (~$195/mo at the $365,000 state median), and $580/$100K hazard insurance (~$176/mo).
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