New Mexico Rehab & BRRRR Loans provide business-purpose real estate investors with Up to 85%–90% LTC + 100% Rehab Escrowed across loan amounts from $100,000 – $15,000,000+ at 9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout) (12-Mo Rehab Bridge + Seamless 30-Yr DSCR Refi, 620+ FICO min FICO, 7 – 12 Business Days close). In New Mexico (NM), lenders underwrite to a Judicial (or Commercial Deed of Trust Act) statutory framework (160–220 days-day average timeline), a 0.76% average property tax rate (~$206/mo at the $325,000 state median), and $520/$100K hazard insurance (~$141/mo).
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