REHAB & BRRRR LOANS · Nebraska (NE) Underwriting Matrix · Stephen R. Mannenbach, J.D., MBA

Nebraska Investor Rehab & BRRRR Renovation Loans (Purchase + Holdback to DSCR) — 2026 Rates, LTV Caps & State Rules

Nebraska Rehab & BRRRR Loans provide business-purpose real estate investors with Up to 85%–90% LTC + 100% Rehab Escrowed across loan amounts from $100,000 – $15,000,000+ at 9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout) (12-Mo Rehab Bridge + Seamless 30-Yr DSCR Refi, 620+ FICO min FICO, 7 – 12 Business Days close). In Nebraska (NE), lenders underwrite to a Non-Judicial (Nebraska Trust Deeds Act) statutory framework (90–120 days-day average timeline), a 1.63% average property tax rate (~$374/mo at the $275,000 state median), and $710/$100K hazard insurance (~$163/mo).

Max Leverage / LTC

Up to 85%–90% LTC + 100% Rehab Escrowed

Min FICO: 620+ FICO

2026 Rate Band

9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout)

12-Mo Rehab Bridge + Seamless 30-Yr DSCR Refi

NE Security Instrument

Non-Judicial (Nebraska Trust Deeds Act)

90–120 days days avg timeline

NE Avg Tax & Ins

1.63% Tax

$710/$100K Hazard Ins