Utah Fix & Flip Loans provide business-purpose real estate investors with Up to 90% Purchase + 100% Rehab (75% ARV Cap) across loan amounts from $100,000 – $15,000,000+ at 9.25% – 11.25% Interest-Only (12 – 18 Months Interest-Only (No Prepayment Penalty), 620 – 660+ FICO min FICO, 7 – 10 Business Days close). In Utah (UT), lenders underwrite to a Non-Judicial (Deed of Trust — 3-Month Notice of Default) statutory framework (120–140 days-day average timeline), a 0.57% average property tax rate (~$245/mo at the $515,000 state median), and $430/$100K hazard insurance (~$185/mo).
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