South Carolina DSCR Loans provide business-purpose real estate investors with Up to 80% LTV Purchase / 75% Cash-Out across loan amounts from $100,000 – $15,000,000+ at 6.375% – 8.25% (Wholesale Tier Dependent) (30-Yr Fixed, 5/1 & 7/1 ARM, 10-Yr IO, 40-Yr IO, 620 – 660+ FICO min FICO, 14 – 21 Business Days close). In South Carolina (SC), lenders underwrite to a Judicial (Master-in-Equity Referral) statutory framework (150–200 days-day average timeline), a 0.56% average property tax rate (~$166/mo at the $355,000 state median), and $640/$100K hazard insurance (~$189/mo).
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