Georgia Investor DSCR Cash-Out Refinance (1–4, 5–8, 5–9, 5–10, 5–25 & 5+ Units) — 2026 Rates, LTV Caps & State Rules

Georgia Cash-Out Refinance provide business-purpose real estate investors with Up to 75% LTV Cash-Out (Select 80% LTV Tiers) across loan amounts from $100,000 – $15,000,000+ at 6.625% – 8.375% (30-Yr Fixed, 10-Yr Interest-Only, 40-Yr Interest-Only, 640 – 680+ FICO min FICO, 14 – 21 Business Days close). In Georgia (GA), lenders underwrite to a Non-Judicial (First Tuesday Power of Sale) statutory framework (35–50 days-day average timeline), a 0.87% average property tax rate (~$257/mo at the $355,000 state median), and $590/$100K hazard insurance (~$175/mo).