BRIDGE LOANS · New Hampshire (NH) Underwriting Matrix · Stephen R. Mannenbach, J.D., MBA

New Hampshire Real Estate Bridge Loans (1–4 Unit, 5–25+ Unit Multifamily & Commercial) — 2026 Rates, LTV Caps & State Rules

New Hampshire Bridge Loans provide business-purpose real estate investors with Up to 80% LTV Acquisition / 75% Bridge Cash-Out across loan amounts from $100,000 – $15,000,000+ at 8.75% – 10.99% Interest-Only (12, 24 & 36 Months (With Extension Options), 640+ FICO min FICO, 10 – 15 Business Days close). In New Hampshire (NH), lenders underwrite to a Non-Judicial (Statutory Power of Sale) statutory framework (60–85 days-day average timeline), a 1.93% average property tax rate (~$732/mo at the $455,000 state median), and $460/$100K hazard insurance (~$174/mo).

Max Leverage / LTC
Up to 80% LTV Acquisition / 75% Bridge Cash-Out
Min FICO: 640+ FICO
2026 Rate Band
8.75% – 10.99% Interest-Only
12, 24 & 36 Months (With Extension Options)
NH Security Instrument
Non-Judicial (Statutory Power of Sale)
60–85 days days avg timeline
NH Avg Tax & Ins
1.93% Tax
$460/$100K Hazard Ins

Need help?

Chat Now(480) 485-1229
New Hampshire Bridge Loans (2026) — Up to 80% LTV Acquisition / 75% Bridge Cash-Out, 8.75% – 10.99% Interest-Only | Stephen R. Mannenbach | Stephen Mannenbach