BRIDGE LOANS · Colorado (CO) Underwriting Matrix · Stephen R. Mannenbach, J.D., MBA

Colorado Real Estate Bridge Loans (1–4 Unit, 5–25+ Unit Multifamily & Commercial) — 2026 Rates, LTV Caps & State Rules

Colorado Bridge Loans provide business-purpose real estate investors with Up to 80% LTV Acquisition / 75% Bridge Cash-Out across loan amounts from $100,000 – $15,000,000+ at 8.75% – 10.99% Interest-Only (12, 24 & 36 Months (With Extension Options), 640+ FICO min FICO, 10 – 15 Business Days close). In Colorado (CO), lenders underwrite to a Non-Judicial (Public Trustee System) statutory framework (110–125 days-day average timeline), a 0.51% average property tax rate (~$227/mo at the $535,000 state median), and $580/$100K hazard insurance (~$259/mo).

Max Leverage / LTC
Up to 80% LTV Acquisition / 75% Bridge Cash-Out
Min FICO: 640+ FICO
2026 Rate Band
8.75% – 10.99% Interest-Only
12, 24 & 36 Months (With Extension Options)
CO Security Instrument
Non-Judicial (Public Trustee System)
110–125 days days avg timeline
CO Avg Tax & Ins
0.51% Tax
$580/$100K Hazard Ins

Colorado County-Level Property Tax & Insurance Hubs (2)

Need help?

Chat Now(480) 485-1229
Colorado Bridge Loans (2026) — Up to 80% LTV Acquisition / 75% Bridge Cash-Out, 8.75% – 10.99% Interest-Only | Stephen R. Mannenbach | Stephen Mannenbach