Insurance agencies writing landlord DP-3, rent-loss, replacement cost (RCV), and commercial habitational policies required for DSCR closings. In Arizona (AZ), closings operate under a Non-Judicial (Deed of Trust — 91-Day Trustee Sale) regime (95–115 days-day average timeline) with a 0.56% average property tax rate and $440/$100K landlord hazard insurance benchmark.
100% Replacement Cost Value (RCV), 6–12 month rent loss, and windstorm/flood compliance.
Need help?