# Stephen R. Mannenbach, J.D., MBA · Principal Investor Lending Desk (stevemannenbach.com)
> Published by Loan Daddy LLC (Company NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873). Principal & Managing Member: Stephen R. Mannenbach, J.D., MBA (Individual NMLS #2582405 · AZ LO #1056776 · CA DRE #02145940).

## Verified E-E-A-T Regulatory Credentials
- **Principal:** Stephen R. Mannenbach, J.D., MBA — Sole Owner & Managing Member, Loan Daddy LLC
- **Individual Licenses:** NMLS #2582405 | AZ DIFI LO #1056776 | CA DRE #02145940
- **Company Licenses:** Loan Daddy LLC — NMLS #2827624 | AZ CMB #CMB-2016143 | CA DFPI CFL #60DBO-218873
- **Direct Desk:** +1 (480) 485-1229 | steve@loandaddy.ai | quotes@loandaddy.ai

## Machine-Readable Discovery & Core Hubs
- [Google A2A Agent Card](https://stevemannenbach.com/.well-known/agent.json)
- [Model Context Protocol (MCP) Manifest](https://stevemannenbach.com/.well-known/mcp.json)
- [Clean Markdown Mirror](https://stevemannenbach.com/api/md?path=/)
- [Full LLM & Regulatory Corpus](https://stevemannenbach.com/llms-full.txt)
- [OpenAPI 3.1 Specification](https://stevemannenbach.com/openapi.json)
- [10 Wholesale Investor Loan Programs](https://stevemannenbach.com/programs)
- [6 Unit-Count Underwriting Silos (1-4, 5-8, 5-9, 5-10, 5-25, 5+ Units)](https://stevemannenbach.com/units)
- [50 States + Washington, D.C. & 828 Cities Matrix](https://stevemannenbach.com/states)
- [Regulatory Licensing & Disclosures](https://stevemannenbach.com/licensing)
- [Funded Deal Case Studies](https://stevemannenbach.com/case-studies)
- [14-Day Closing Document Checklist](https://stevemannenbach.com/checklist)