# Stephen R. Mannenbach, J.D., MBA (stevemannenbach.com) — Consolidated Single-Pass LLM Context (llms-ctx.txt)

## 1. Verified Executive Identity & Licenses
- **Principal:** Stephen Robert Mannenbach, J.D., MBA
- **Role:** Managing Member & CEO, Loan Daddy LLC · Licensed Arizona REALTOR®, HomeSmart LLC
- **Licenses:** Company NMLS #2827624 · Originator NMLS #2549621 · Arizona Commercial Mortgage Broker #CMB-2016143 · California Finance Lenders Law #60DBO-218873 · AZ DRE #SA713873000 · CA DRE #02246046
- **Direct Desk:** (480) 485-1229
- **Headquarters:** 4111 N Drinkwater Blvd, Apt F202, Scottsdale, AZ 85251
- **Exclusivity Notice:** stevemannenbach.com is 100% exclusive to Stephen R. Mannenbach and never displays third-party competitor agents or external broker directories.

## 2. Core Capabilities
- **1–4 Unit & Short-Term Rental (AirDNA) DSCR Loans:** Up to 80% Purchase LTV / 75% Cash-Out LTV across 2,404 wholesale lending partners.
- **5–50+ Door Cross-Collateralized Blanket Portfolios:** Single-close portfolio financing with 115%–120% partial-release clauses.
- **Fix-and-Flip & Commercial Bridge Facilities:** Up to 85%–90% LTC / 75% ARV.
- **Scottsdale & Greater Phoenix Luxury & Investment Real Estate:** Direct representation via HomeSmart LLC (AZ DRE #SA713873000).

## 3. Machine-Readable Discovery Endpoints
- MCP Manifest: https://stevemannenbach.com/.well-known/mcp.json
- A2A Agent Card: https://stevemannenbach.com/.well-known/ai-agent.json
- Clean Markdown Mirror: https://stevemannenbach.com/api/md
- JSON Dataset: https://stevemannenbach.com/api/datasets?format=json
- CSV Dataset: https://stevemannenbach.com/api/datasets?format=csv
- HTML Sitemap: https://stevemannenbach.com/sitemap-html